If you're planning to upgrade your phone in 2026 and want a premium Samsung device without paying a high upfront cost, you're in the right place. Samsung continues to dominate the Android ecosystem with powerful performance, stunning displays, and industry-leading cameras. But with rising retail prices, more people are now turning to installment options—especially flexible solutions that allow payment using a debit card, not just credit cards.
CompAsia Malaysia makes this easier with our affordable range of second-hand Samsung phones and flexible ReNewNGo program, allowing you to own high-quality Galaxy devices at low monthly payments and, most importantly, no credit card needed!
Whether you're looking for top-tier cameras, powerful processors, or the best value-for-money flagship, these Samsung Galaxy models still stand out even in 2026.
1. Samsung Galaxy S24 Series: The Flagship for Power Users
The Samsung Galaxy S24 lineup remains one of the best choices for those who demand cutting-edge performance. With the latest Snapdragon chipset and enhanced AI features, the Galaxy S24, S24+ and S24 Ultra series is ideal for photography enthusiasts, mobile gamers, and productivity users.
Why choose the Galaxy S24 series in 2026?
- Brighter, more energy-efficient display
- Stronger battery optimization
- Improved camera processing & night photography
- Slimmer and more premium build
- Long software support (great for long-term use)
You can get the S24 series on a Samsung installment plan for 36 months, making it easier to own without paying full price upfront.
👉 View Samsung ReNewNGo Collection
2. Samsung Galaxy S23 Series: Best Value for Performance
The second most popular choices under the installment plan are the series of Galaxy S23, S23+, and S23 Ultra. Its excellent camera, powerful Snapdragon chipset, and long battery life make it a top pick for most users.
Why the Galaxy S23 series is still great:
- Flagship performance at a significantly lower cost
- Excellent videos and low-light photos
- Smooth 120Hz display
- Strong battery endurance
- Great long-term reliability
If you want flagship-grade performance but want to save more, the S23 series offers unbeatable value—especially under a financial program like ReNewNGo.
3. Samsung Galaxy S22 Series: Flagship on a Budget
For those looking for the balance between affordability and performance, the Samsung Galaxy S22 series continues to shine. With strong cameras, a smooth display, and a premium feel, the series of Galaxy S22, S22+, and S22 Ultra still competes with many mid-range phones today.
Why the Galaxy S22 is worth buying in 2026:
- Premium design at a lower cost
- Reliable camera performance
- Great for everyday use (social media, videos, work apps)
- Ideal for users upgrading from older Samsung models
You can get the S22 at one of the lowest monthly payments under ReNewNGo.
Why Buy with an Installment Plan?
Getting a Samsung installment plan through traditional banks or telcos often requires a credit card. Many Malaysians prefer a flexible alternative—especially an installment plan with a debit card option that doesn’t involve complicated approvals.
With CompAsia's ReNewNGo, you can:
- Get a Samsung installment plan without a credit card
- Pay monthly using any debit card
- Own your device after 36 months
- Enjoy the freedom to upgrade, downgrade, or return after 12 months
- Benefit from a 32-step quality check and an included warranty
- Shop confidently with the best-selling Samsung models available under installment plans
How the Samsung Installment Plan with a Debit Card Works
One of the biggest advantages of CompAsia Malaysia’s ReNewNGo program is that you can get a Samsung installment plan without a credit card. This makes premium Samsung phones accessible to more Malaysians.
How it works:
- Pick your Samsung model under ReNewNGo
- Apply online (simple verification)
- Pay using your debit card